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Family Deductable vs. Indivual for Payment
My insurance company requires that each person either meets their $200 deductable or if our family has met the family deductable of $400, that can be used instead. When I went to the doctor they would only look at my deductable and not my family deductable. While neither have been met, one has been met by $60, and the family by $293. Can they really charge me based on my deductable alone, or do they have to go look at the family one as well.
The insurance person at my doctor refuses to look at the family deductable. I am going back tomorrow and we can not be seen without payment. It is not fair to make us pay even when we met the deductable?
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